Our Blogs

  • Understanding Fixed-Rate and Adjustable-Rate Mortgages

    Understanding Fixed-Rate and Adjustable-Rate Mortgages

    Two primary mortgage types are often considered when considering home financing options: fixed-rate mortgages and adjustable-rate mortgages (ARMs). Each mortgage type offers distinct advantages and potential drawbacks, depending on the borrower’s financial situation, market conditions, and long-term plans. This blog post will delve into the details of fixed-rate mortgages and ARMs, providing a comprehensive overview…

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  • What Banks and Mortgage Companies Look for When Approving a Mortgage

    What Banks and Mortgage Companies Look for When Approving a Mortgage

    Securing a mortgage is a significant financial commitment and a critical step towards homeownership. Not everyone who applies for a mortgage gets approved. Banks and mortgage companies have stringent criteria to ensure borrowers can manage their mortgage payments over time. We will delve into the key factors lenders consider during the mortgage approval process and…

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  • Master Your Final Walk-through Checklist: Business Edition

    Master Your Final Walk-through Checklist: Business Edition

    Embarking on the path of real estate purchasing is an adventure marked with critical milestones, including the final walk-through. An integral phase in the home buying process, the final walk-through ensures that the property you purchase meets your expectations and standards. Simultaneously, it provides an in-depth look at the key components involved, common areas often…

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  • From 401k To Real Estate: An Investment Guide

    From 401k To Real Estate: An Investment Guide

    Exploring using your 401k for real estate investment opens up possibilities and considerations. This article aims to shed light on how you can leverage your retirement savings to step into the realm of property investment, highlighting both the opportunities it presents and the challenges you might face. With careful planning and strategic thinking, investing in…

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  • Understanding The Assessed Value Of A Home: 15 Key Reasons For Home Buyers

    Understanding The Assessed Value Of A Home: 15 Key Reasons For Home Buyers

    When you are looking to purchase a property, there are many factors to consider in determining whether you can afford it and if it is worth the seller’s asking price. One essential aspect to examine is the assessed value used for tax purposes. This valuation helps you understand how much you will owe in property…

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  • Primary Home vs. Investment Property: A Guide

    Primary Home vs. Investment Property: A Guide

    When exploring real estate, it is crucial to distinguish between a primary residence and an investment property. Each serves a unique purpose in one’s financial and personal life, impacting decisions from tax filings to future financial planning. This article aims to shed light on these differences, guiding homeowners and investors through the intricacies of real…

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  • Kelo Vs. City Of New London: A Case Of Eminent Domain Abuse

    Kelo Vs. City Of New London: A Case Of Eminent Domain Abuse

    In 2005, the Supreme Court handed down a landmark case that many felt exemplified an outright abuse of the eminent domain clause in the Constitution’s Fifth Amendment. No other case has caused such outrage about the abuse of eminent domain. The Supreme Court decision in Kelo v. City of New London has brought to light…

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  • Navigating Taxes on Home Sale Profits

    Navigating Taxes on Home Sale Profits

    Selling your home involves more than just saying goodbye to a place full of memories; it also brings into play financial considerations that can significantly impact your wallet. Among these, capital gains tax stands out as a crucial factor that could affect the proceeds from your sale. This article aims to illuminate capital gains tax,…

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  • Understanding Assessed Home Values And Why It Matters

    Understanding Assessed Home Values And Why It Matters

    If you’re looking to purchase a home or property, especially for the first time, navigating the myriad of legal terms and jargon can be overwhelming. One critical distinction that often confuses new buyers is the difference between the assessed value of a home and its market value. Although these terms might appear to refer to…

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